Just the FAQs

You’ve got questions– we’ve got answers!

We’ve decided to compile some of the most Frequently Asked Questions we receive, and share our answers with you. You can either browse the list, or use the search bar at the top of the page to find the information you’re looking for. If you’re curious about something that’s not answered here, please feel free to let us know so we can address YOUR question!

Mason & Mason Insurance… helping you put the pieces of the puzzle together!

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What is Personal Liability?
What constitutes a “Flood”?
What is Water Back Up and Sump Pump Failure Coverage?

What is meant by “Comprehensive” coverage in my Auto policy?

What is Renter’s Insurance?



What is Employment Practices Liability Insurance?
What is Directors & Officers (D&O) Coverage?
What are the main things D&O underwriters look at when they consider my company for coverage?
What D&O Insurance limits should my company carry?
What is Fiduciary Liability coverage?

What is a Business Interruption waiting period?
What is covered by the “blanket limit” of insurance?
What is “utility service/time element” for?
What is a seasonal increase?

Workers Compensation:
How does the WC rate affect my premium?